Motor Excess Insurance
Motor excess insurance covers your client in the event of a claim which exceeds the excess on their primary motor insurance policy. Our policy will reimburse your client the excess they pay provided that it does not exceed the maximum limit as shown on their insurance certificate.
Whats covered by this policy
- The incident that led to the Claim under Your Primary Insurance Policy happened during the period of
Insurance and, - The Claim under Your Primary Insurance Policy was successful and,
- the cost of the Claim under Your Primary Insurance Policy was more than the amount of the Excess.
- The incident that led to the Claim under Your Primary Insurance Policy happened before the start date
of that Policy cover. - You make a Claim under this Policy within the first 30 days immediately following the start date of cover.
- No Excess was paid by You or deducted from You by Your Primary Insurance Policy.
- The Claim You made under Your Primary Insurance Policy was unsuccessful or was for less than the
amount of Your Excess. - The amount contributed by You or deducted from You is not clearly defined by Your Primary Insurance
Policy as being a Policy Excess. - the Excess required from You under Your Primary Insurance Policy has already been paid or recovered
by a third party.