Motor legal insurance
Legal fees can be costly and often cannot be paid out of pocket should a dispute arise. Our motor legal expense insurance is designed to protect the policyholder from these unforeseen costs.
Whats covered by this policy
- Legal costs incurred pursuing a claim for damages to a client’s vehicle.
- Damages to personal property owned by the client or for which they are responsible.
- Any opponent’s costs, solicitor’s costs and disbursements incurred prior to our confirmation of indemnity being granted under this policy.
- Any claim where the vehicle is found to be unroadworthy or does not have a valid MOT certificate at the time of the insured incident.
- Any litigation that would ordinarily be allocated to the small claims track.
- Any claims arising out of any deliberate criminal act or omission committed by a client, or fines and penalties imposed by a criminal court.
- Any claim where the insured does not hold a valid motor insurance policy and/or where the motor insurers are entitled to avoid cover under that motor insurance policy.